Research

Savings in the absence of functioning property rights (web publication)


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Tax and Fiscal Policy

An analysis of saving for old age in Nigeria

https://iea.org.uk/wp-content/uploads/2016/07/upldbook392pdf.pdf
In the thirteenth IEA Discussion Paper, authors Nick Silver, Emmanuel Acquaah and Oskari Juurikkala examine saving in Nigeria – a prime example of a developing country with ill-defined property rights. Despite institutional deficiencies, Nigerians still manage to save, mostly through traditional and informal means that are facilitated by familial and communal bonds.

It is argued that the government should seek to strengthen these informal institutions rather than weakening them by imposing an inappropriate, Western-style, formal pensions system on the country.

2006, Discussion Paper 13

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