Economic Theory

Muslim women and property rights


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Government and Institutions
Government and Institutions
The status of women in the Muslim world is a controversial subject. The position accorded to women by Qur’an and Sunnah of the Prophet differs vastly from practice within various Muslim societies. Over the centuries, various pre- and post-Islamic cultural values have crept into the body of religious corpus and have become embedded as “God’s laws”.

Well-defined and well-enforced property rights are one of the fundamentals for prosperity. In particular, women’s property rights are fundamental to women’s own economic security as well as wider economic development.

Our analysis of six different Muslim countries has concluded that the correct application of the rights granted by Islam can encourage female empowerment and promote the generation of wealth. The present lack of women’s property rights is classic example of institutional disconnect between theory and practice in Muslim countries.

Most Westerners and many in the world of Islam are unaware of the rights granted to women by Islamic Law. These comprise independent ownership of property and the right to trade, buy or sell. Islam has provided clear cut strategies for empowering women – to augment their status, and to add to the social and economic wellbeing of society. The full and proper implementation of women’s property rights and the consequent economic freedom will promote female entrepreneurship.

Women’s status becomes particularly important when they are responsible for managing loans and savings. They benefit from microfinance services that enable them to generate and control their own income. Research shows that credit extended to women has a significant impact on their families’ quality of life and especially benefits their children. The enforcement of property rights also brings immense social gains and strengthens the position of the underprivileged, the most fundamental tenet of Islam. Asset control gives women greater confidence and decision-making power within households and helps protect against the risk of domestic violence.

It is clear that if Muslim countries acted to bring their laws, and even more importantly their practices, in conformity with the Qur’an and the practice of Prophet Muhammad, they would ensure well-protected property rights for women.  It is crucial that Muslim countries and societies focus on identifying and eliminating discriminatory practices, including complex or antiquated legal systems and the local customs and traditions which are often conceived as part of Islam. They must create and implement policies that empower women to own, administer and manage property.

Islam provided the platform for these steps 1,400 years ago. It is time for Muslims to use that platform.

This article is based on the research paper “Muslim women and property rights” by Azhar Aslam and Shaista Kazmi, published in the June 2009 edition of Economic Affairs.


7 thoughts on “Muslim women and property rights”

  1. Posted 16/07/2009 at 13:20 | Permalink

    I admire your call for women to have and exercise equal rights. I am disappointed when women do not.

    Would it be heresy to suggest a significant proportion of women do not want to exercise equal rights or fulfill the equal responsibility that comes with such rights? If not how do you explain that in the Western World, and how do you explain the growing number of western women who voluntarily wear the Burqa?

  2. Posted 16/07/2009 at 13:20 | Permalink

    I admire your call for women to have and exercise equal rights. I am disappointed when women do not.

    Would it be heresy to suggest a significant proportion of women do not want to exercise equal rights or fulfill the equal responsibility that comes with such rights? If not how do you explain that in the Western World, and how do you explain the growing number of western women who voluntarily wear the Burqa?

  3. Posted 22/07/2009 at 07:01 | Permalink

    I agree with your statements regarding Moslem women rights, which in nowadays circumstances just can’t be denied.
    I can’t agree with your quotes in respect of Holy Qur’an which established laws as you say in respect of Moslem women rights since I have never seen anything like this in the Qur’an. Moreover, these kind of rules are not mentioned neither in the Zohar; Old and New Testament
    Will you please mention explicitly which of ayats in Qur’an are spelling these rights of women on finances? I assume that you mean shariat laws – as Islamic laws of society.

  4. Posted 22/07/2009 at 07:01 | Permalink

    I agree with your statements regarding Moslem women rights, which in nowadays circumstances just can’t be denied.
    I can’t agree with your quotes in respect of Holy Qur’an which established laws as you say in respect of Moslem women rights since I have never seen anything like this in the Qur’an. Moreover, these kind of rules are not mentioned neither in the Zohar; Old and New Testament
    Will you please mention explicitly which of ayats in Qur’an are spelling these rights of women on finances? I assume that you mean shariat laws – as Islamic laws of society.

  5. Posted 22/07/2009 at 17:56 | Permalink

    It is probably not an economic issue to discuss it here, but many when speaking or being based on Islam start saying that it is written in Qur’an. Well, it is not exactly so, especially if you recall why the women wear and behave during and after the period of Prophet Muhammad in Moslem world. Desert and sandy winds required women to be covered fully.
    As for financing, Qur’an states that giving loans are prohibited which is why Islam banks work under different basis, as you should be aware of. One of the purposes of Qur’an was to establish rules of new – Moslem – society, the so called shariat; same as Torah – Old testament – to establish Jewish society.

  6. Posted 22/07/2009 at 17:56 | Permalink

    It is probably not an economic issue to discuss it here, but many when speaking or being based on Islam start saying that it is written in Qur’an. Well, it is not exactly so, especially if you recall why the women wear and behave during and after the period of Prophet Muhammad in Moslem world. Desert and sandy winds required women to be covered fully.
    As for financing, Qur’an states that giving loans are prohibited which is why Islam banks work under different basis, as you should be aware of. One of the purposes of Qur’an was to establish rules of new – Moslem – society, the so called shariat; same as Torah – Old testament – to establish Jewish society.

  7. Posted 02/05/2011 at 01:41 | Permalink

    Nice article. Definitely a call to action to change traditional standards. Keep up the great work.

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